This product is available to small traders who are unable to visit the Bank frequently to save. Employees (susu collectors) visit the small traders and register them so they (employees of the Bank) can make daily visits for daily cash collections which are then deposited in the respective deposit accounts of the traders. After three months of daily cash collections, the account holders may qualify for a loan three times the amount deposited using the deposit as security for the loan.:
Customer makes deposit with any amount.
Door step banking provided by dedicated Mobile Bankers.
The loan repayment is either in weekly or monthly bases
A minimum loan amount of GH¢ 500 is granted for first time borrower depending on the business size.